Up & Income
Coming soon to PC · Early Access

Start broke. Climb to the top.

A life and money simulator where you start at 18 in the Bronx with $1,000, a mom who only sends voice notes and no idea how rent works.

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The game

Get off the Wheel

Find a job (or two), pay the bills, eat something that isn’t takeout, keep your friends and stay away from your cousin’s latest business idea. Every choice moves your money, and your mood.

With Tobías, your mentor, and The Sheet, your personal finance statement, you’ll learn to save, invest and build passive income until you can live without working. Then keep climbing.

Screenshot of the prototype: the player outside their parents’ building in the Bronx, with money, needs and goals on screen
Early prototype · work in progress

Why you’ll love it

Real life, minus the boring bits

Real money

Wages, rents, groceries and bank accounts based on real prices. The banks have made-up names; the fees are painfully real.

Life, with humor

Hunger, sleep, friends and a city full of characters: Gary the know-it-all, Mr. Feldman and his 2009 coupons, and Gerald, the supermarket pigeon.

Learn by playing

Payslips, interest, index funds, scams and payment plans: lessons you live, not lectures you sit through.

For parents and teachers

Made to be a safe place to learn

Up & Income is designed for players aged 12 and up. It’s a game about making good decisions with money, and we hold ourselves to the same standard.

  • Single-player: no chat with strangers
  • Plays offline once installed
  • No in-game purchases, no loot boxes, no ads
  • Real financial concepts explained in plain language

Launch list

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